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Your home is probably your most valuable asset. For this reason, you should have a homeowners policy that gives you the protection you need at the best possible price.
 
Advantages
Home Replacement Guarantee
Full Value Contents
Covers the full cost of repairing your home damaged in a covered incident (with some policies, even if the cost exceeds your policy limits), provided your home is insured for 100% of its replacement value.
 
If you experience a covered loss in which an item is destroyed or stolen, your policy will pay to replace the item up to the limits stated within the policy and less your selected deductible. The difference between replacement cost and the actual cash value can be considerable.
 
Discounts
Burglar and/or Fire Alarm
Dead Bolts
Smoke Detectors
Fire Extinguishers
Newer Home
Higher Deductibles
Having Auto Policy with the Same Company